Welcome to Earnge, where finance meets fun and money talk takes a back seat to witty insights and clever advice. As your guide Harlan Wallace, I'm here to transform those mundane dollar signs into captivating stories that tickle your financial feathers while helping you navigate the intriguing world of budgeting, investing, and building wealth with a smile. Whether you're a seasoned stock market whisperer or a newcomer eager to unlock your financial potential, we've got the tips, tricks, and a splash of humor to make your financial journey as enjoyable as finding a $20 bill in your winter coat. So pull up a chair, grab your favorite beverage, and let's dive into the delightful chaos of personal finance, where making cents can also mean having a good laugh.
1 January 2026
The Impact of Interest Rates on Your Personal Finances
Let’s talk about something that might sound a bit boring at first glance—interest rates. Yep, those tiny percentages that banks and lenders seem so obsessed with. But here’s the thing:...
31 December 2025
How Tax Law Changes Impact Your Capital Gains Strategy
Capital gains taxes can take a serious bite out of your investment profits. And just when you think you’ve got a handle on the rules, tax laws change, throwing a wrench in your carefully crafted...
30 December 2025
The Interplay Between Capital Gains and IRA Withdrawals
When it comes to retirement planning and investing, understanding how capital gains and IRA withdrawals impact your finances is crucial. Taxes can eat away at your hard-earned money if you’re not...
29 December 2025
Don’t Let Credit Card Rewards Expire: Best Practices for Redemption
Let’s face it—we all love getting rewarded for spending money. Whether it’s airline miles, cashback, or points toward your dream vacation, credit card rewards feel like free money (and who...
28 December 2025
Managing Finances After a Divorce: Key Considerations
So, the papers are signed, the dust has settled, and you`re standing at the edge of a brand-new chapter. Divorce — whether it was amicable or messy — is never easy. And while the emotional...
27 December 2025
Analyzing Quarterly Earnings Reports: What Matters Most?
Let’s be honest—quarterly earnings reports can feel like financial gibberish if you don’t know what you’re looking for. All those numbers, charts, and investor lingo jam-packed into one...
26 December 2025
How to Create a Zero-Balance Budget That Works
Let’s be real—budgeting sucks until it doesn’t. If you`ve ever looked at your bank account at the end of the month and wondered, “Where the heck did my money go?”... you`re not alone....
25 December 2025
Tax-Efficient Ways to Realize Capital Gains
Taxes—just hearing the word is enough to make most of us groan. If you`re investing and seeing your portfolio grow, you might feel like popping champagne. That is—until tax season rolls around...
24 December 2025
Combining Pension Plans with Other Investments for Robust Retirement Planning
Planning for retirement can feel like trying to solve a puzzle without all the pieces. You’ve got your pension plan sitting pretty, but then you start wondering—Is it enough? Will it stand the...