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Welcome to Earnge, your go-to finance blog where investing isn’t just for the Wall Street elite but for anyone who has ever wondered how long a penny would last on the sidewalk and why major corporations don't seem to trip over it. I’m Harlan Wallace, your guide on this wild journey through personal finance, budgeting, and making sense of stocks without needing a finance degree. Together, we'll explore tips on saving money, mastering credit scores, and navigating the ever-enticing world of cryptocurrencies while keeping things light enough for a coffee break. So grab your favorite mug of optimism, and let’s turn complicated finance into deliciously digestible bites, one playful post at a time!

Earnge: Clever Cents for Smart Finance Minds

How Sector Exposure Affects Portfolio Diversification Outcomes

5 February 2026

How Sector Exposure Affects Portfolio Diversification Outcomes

Let’s be honest—investing can feel a bit like juggling flaming torches while riding a unicycle. There’s risk, excitement, and the looming possibility of a faceplant. That’s why portfolio...

The Connection Between Self-Discipline and Financial Freedom

4 February 2026

The Connection Between Self-Discipline and Financial Freedom

Let’s be real for a second—everyone wants to be financially free. You know, the dream where you’re not stressing over bills, where money isn`t a constant worry, and you`re able to live life...

Roth IRA for Couples: Coordinating Retirement Plans

3 February 2026

Roth IRA for Couples: Coordinating Retirement Plans

Planning for retirement as a couple isn`t just about stashing away money—it`s about building a solid financial strategy that supports both of you in your golden years. A Roth IRA can be a game...

How to Passively Invest in a Roth IRA for Consistent Growth

2 February 2026

How to Passively Invest in a Roth IRA for Consistent Growth

If you`re looking for a hands-off way to grow your wealth while enjoying tax-free withdrawals in retirement, a Roth IRA is one of the best investment vehicles available. The beauty of passively...

The Role of Leverage in Speculative Investing

1 February 2026

The Role of Leverage in Speculative Investing

When it comes to investing, the word `leverage` can either excite or terrify you. It’s like a double-edged sword—when used wisely, it can multiply your gains, but if misused, it can lead to...

Early Retirement: Is It Worth It and How to Achieve It?

31 January 2026

Early Retirement: Is It Worth It and How to Achieve It?

Picture this—you’re lounging on a tropical beach, sipping on your favorite drink, while your former colleagues are stuck in the office grinding away at their 9-to-5 jobs. Sounds like a dream,...

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BULLETIN

Finance director recommends council approves $500K development grant

February 5, 2026 - 03:24

Finance director recommends council approves $500K development grant

A significant investment in Youngstown`s architectural heritage is now before the city`s leaders. The city`s finance director has formally recommended that the council approve a substantial...

Bitcoin rout continues, oil prices climb on US-Iran tensions

February 4, 2026 - 22:11

Bitcoin rout continues, oil prices climb on US-Iran tensions

The financial markets witnessed a stark contrast on Tuesday as digital assets faced renewed pressure while traditional commodities surged. Bitcoin led the crypto downturn, breaching the $74,000...

Gold bars, crypto, and cash are fueling new scams. What to watch for.

February 4, 2026 - 00:11

Gold bars, crypto, and cash are fueling new scams. What to watch for.

A troubling evolution in financial fraud is sweeping the nation, as criminals move beyond demanding traditional wire transfers and cash. Authorities are reporting a sharp increase in sophisticated...

UBS Tests Bitcoin And Ether Access For Wealth Clients And Fees

February 3, 2026 - 03:39

UBS Tests Bitcoin And Ether Access For Wealth Clients And Fees

In a significant move for the traditional finance sector, UBS Group is reportedly preparing to offer a limited number of its wealth management clients the ability to trade Bitcoin and Ether. This...

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DISCUSSIONS

The Role Of Leverage In Speculative Investing

Leverage can supercharge returns in speculative investing, but it’s a double-edged sword. While it amplifies gains, it also magnifies losses. Investors should tread carefully—balancing ambition with caution is key in this high-stakes game of...

Author: Elowis Ramirez

February 5, 2026

How Sector Exposure Affects Portfolio...

Great insights! Understanding sector exposure is crucial for effective portfolio diversification. It’s fascinating how different sectors can influence risk and return. I appreciate the clear explanations and practical examples. This article is a...

Author: Rocco McCarron

February 5, 2026

Maximizing Your Tax Refund Essential Tips For...

Great tips! These will truly help maximize my refund!

Author: Allegra Jimenez

February 5, 2026

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