January 10, 2025 - 06:16
The start of the new year is a great time to revisit your financial plan. Knowing the best money moves to make—and the moves you should avoid—can set you on the path for a financially secure future. As we enter 2025, it’s crucial to steer clear of certain pitfalls that could jeopardize your financial health.
One major mistake is neglecting to update your budget. As circumstances change, so should your financial plan. Failing to account for new expenses or income can lead to overspending and financial strain. Additionally, ignoring the importance of an emergency fund can leave you vulnerable to unexpected expenses, such as medical bills or car repairs.
Another common error is accumulating high-interest debt. Relying on credit cards without a repayment strategy can result in overwhelming debt. Lastly, not taking advantage of retirement accounts can hinder your long-term savings. Early contributions can yield significant benefits through compound interest over time. By avoiding these financial missteps, you can pave the way for a prosperous year ahead.
July 6, 2025 - 20:33
The Rise of Buy Now, Pay Later Loans and Their Impact on Credit ScoresIn recent years, short-term retail loans, commonly referred to as buy now, pay later (BNPL) loans, have surged in popularity. These financial products provide consumers with a convenient option to...
July 6, 2025 - 04:55
Aries Horoscope for July 6, 2025: Insights on Career and FinancesToday`s Aries horoscope reveals promising developments in both career and financial aspects. As the stars align favorably, individuals born under the Aries sign may find new opportunities for...
July 5, 2025 - 22:17
Significant Events of the Past Week and What Lies AheadIn a week marked by unexpected political shifts, investors found themselves navigating a landscape of uncertainty. A notable government U-turn on key fiscal policies sent ripples through the...
July 5, 2025 - 06:35
Amherst Finance Committee Discusses FY25 Budget SurplusOn July 1, 2025, the Amherst Finance Committee convened via Zoom to deliberate on the excess revenue anticipated in the Fiscal Year 2025 budget. The meeting was recorded for transparency and future...