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Welcome to Earnge, your go-to finance blog where investing isn’t just for the Wall Street elite but for anyone who has ever wondered how long a penny would last on the sidewalk and why major corporations don't seem to trip over it. I’m Harlan Wallace, your guide on this wild journey through personal finance, budgeting, and making sense of stocks without needing a finance degree. Together, we'll explore tips on saving money, mastering credit scores, and navigating the ever-enticing world of cryptocurrencies while keeping things light enough for a coffee break. So grab your favorite mug of optimism, and let’s turn complicated finance into deliciously digestible bites, one playful post at a time!

Earnge: Clever Cents for Smart Finance Minds

How to Build a Recession-Proof Stock Portfolio

10 June 2025

How to Build a Recession-Proof Stock Portfolio

Let’s face it: the word recession sends most of us running for the hills—or at least to our closets to check if there’s enough toilet paper and canned beans to last through the financial...

Growth Stocks vs. Value Stocks: When to Make the Switch

9 June 2025

Growth Stocks vs. Value Stocks: When to Make the Switch

When it comes to investing, one big decision every investor eventually faces is whether to bet on growth stocks or value stocks . It’s like choosing between riding a rocket or planting a...

Speculative Investing and the Art of Timing

8 June 2025

Speculative Investing and the Art of Timing

Speculative investing is like surfing—you need to catch the right wave at the right time to maximize your gains. But just like surfing, mistiming your move can leave you with a wipeout instead of...

How Age and Health Affect Life Insurance Rates

7 June 2025

How Age and Health Affect Life Insurance Rates

Life is unpredictable, isn’t it? One minute you`re planning a dream vacation, and the next, you`re scratching your head over life insurance rates. Ugh, adulting, right? Here`s the truth: getting...

Is Converting to a Roth IRA Worth the Tax Hit?

6 June 2025

Is Converting to a Roth IRA Worth the Tax Hit?

When it comes to retirement planning, few decisions spark as much debate as whether or not to convert a traditional IRA to a Roth IRA. The potential tax hit from a conversion can feel like a punch...

How to Build a Retirement Safety Net for Unexpected Expenses

5 June 2025

How to Build a Retirement Safety Net for Unexpected Expenses

Retirement. A word wrapped in golden sunsets, long walks, and the smell of fresh coffee with no early morning alarm pulling you out of bed. But for all its promised peace and freedom, retirement...

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BULLETIN

New Initiative Aims to Empower Chicago Residents with Financial Savings Program

June 10, 2025 - 05:31

New Initiative Aims to Empower Chicago Residents with Financial Savings Program

In an innovative pilot program, Compass Working Capital is set to assist eligible families in Chicago by enabling them to participate in a federal initiative designed to transform rent payments...

Implications of the 'Big Beautiful Bill' on Your Utility Expenses

June 9, 2025 - 18:11

Implications of the 'Big Beautiful Bill' on Your Utility Expenses

The proposed `Big Beautiful Bill` could significantly impact household energy costs, potentially leading to increased expenses for homeowners. If enacted, the legislation aims to promote energy...

Economist Urges RBA to Lower Interest Rates to 3.5% Soon

June 9, 2025 - 12:11

Economist Urges RBA to Lower Interest Rates to 3.5% Soon

A prominent economist has recommended that the Reserve Bank of Australia (RBA) reduce interest rates to 3.5% in the upcoming month of July. This bold prediction comes amid ongoing discussions about...

San Diego High School Students Showcase Financial Skills in National Economics Challenge

June 8, 2025 - 23:48

San Diego High School Students Showcase Financial Skills in National Economics Challenge

In an exciting display of financial expertise, San Diego high school students Ryan Langsam Williams and Ben Wolff recently participated in the National Economics Challenge. This prestigious event...

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DISCUSSIONS

How To Build A Recession Proof Stock Portfolio

Sure, just sprinkle some magic recession dust!

Author: Levi McFarlane

June 10, 2025

Why Portfolio Diversification Is More Important...

Strategic diversification mitigates risk, enhances stability in today`s volatile markets.

Author: Eleanor McIntire

June 10, 2025

Tax Refund Myths Debunked What You Need To Know

This article effectively dispels common tax refund myths, emphasizing the importance of understanding tax laws and personal financial situations. By clarifying misconceptions, it empowers readers to make informed decisions and optimize their tax...

Author: Marni McLain

June 10, 2025

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