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Welcome to Earnge, your go-to finance blog where investing isn’t just for the Wall Street elite but for anyone who has ever wondered how long a penny would last on the sidewalk and why major corporations don't seem to trip over it. I’m Harlan Wallace, your guide on this wild journey through personal finance, budgeting, and making sense of stocks without needing a finance degree. Together, we'll explore tips on saving money, mastering credit scores, and navigating the ever-enticing world of cryptocurrencies while keeping things light enough for a coffee break. So grab your favorite mug of optimism, and let’s turn complicated finance into deliciously digestible bites, one playful post at a time!

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How to Navigate Market Volatility in Your Retirement Accounts

1 April 2025

How to Navigate Market Volatility in Your Retirement Accounts

Market volatility is an unavoidable reality of investing. For retirees or those nearing retirement, it can be particularly nerve-wracking. Watching your hard-earned savings fluctuate wildly can be...

Balancing Short-Term and Long-Term Investments for Optimal Diversification

29 March 2025

Balancing Short-Term and Long-Term Investments for Optimal Diversification

Investing is a game of strategy. If you put all your money into one type of investment, you`re taking a big risk. One market crash could wipe out your savings. On the other hand, if you spread your...

How Inflation Affects Your Emergency Fund and Why You Should Reevaluate It

23 March 2025

How Inflation Affects Your Emergency Fund and Why You Should Reevaluate It

Money stashed away in an emergency fund is like a safety net—it catches you when life throws a curveball. But what if that safety net isn’t as strong as you thought? Inflation can quietly erode...

The Right Time to Upgrade to a Premium Credit Card

20 March 2025

The Right Time to Upgrade to a Premium Credit Card

Credit cards have become essential tools in managing daily expenses, earning rewards, and even building credit scores. But if you`re still using a basic or mid-tier credit card, you might be...

Demystifying Credit Scores and How to Improve Yours

17 March 2025

Demystifying Credit Scores and How to Improve Yours

Managing your finances can sometimes feel like trying to solve a puzzle with missing pieces. And one of the most puzzling parts? Your credit score ! That little three-digit number carries a huge...

How to Keep Your Daily Spending in Check with Automation

14 March 2025

How to Keep Your Daily Spending in Check with Automation

Managing your money can feel like trying to hold sand in your hands—no matter how hard you try, some of it always slips through. You start the month with good intentions, but before you know it,...

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NEWS

Financial Institutions, Inc. Announces Upcoming Earnings Release and Conference Call

April 2, 2025 - 10:01

Financial Institutions, Inc. Announces Upcoming Earnings Release and Conference Call

WARSAW, N.Y., April 01, 2025 — Financial Institutions, Inc., the parent company of Five Star Bank and Courier Capital, LLC, has announced the schedule for its first quarter earnings release for...

Challenges Facing Regional Banks Despite Strong Financial Performance

April 1, 2025 - 23:35

Challenges Facing Regional Banks Despite Strong Financial Performance

The financial sector experienced a robust first quarter in 2025, yet regional banks have found themselves struggling to keep pace. Anton Schutz, a senior portfolio manager at Mendon Capital, shared...

David&Goliath Appointed to Transform Reverse Mortgage Sector for Homeowners Aged 55+

April 1, 2025 - 17:27

David&Goliath Appointed to Transform Reverse Mortgage Sector for Homeowners Aged 55+

In a significant move set to reshape the reverse mortgage landscape, David&Goliath has been appointed as the Agency of Record for Finance of America. This partnership aims to empower homeowners...

Financial Markets Brace for Potential Recession Amidst Rising Inflation Concerns

April 1, 2025 - 11:40

Financial Markets Brace for Potential Recession Amidst Rising Inflation Concerns

The equity market is showing signs of unease as it grapples with a decline in consumer confidence, coupled with a notable surge in inflation expectations. This combination has led investors to...

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DISCUSSIONS

How To Navigate Market Volatility In Your...

Great insights! Navigating market volatility can feel daunting, especially for retirement savings. It’s all about staying informed and having a solid plan. Thanks for sharing these practical tips to help us weather the ups and downs!

Author: Rylan McNulty

April 2, 2025

Balancing Short Term And Long Term Investments...

Striking a balance between short-term gains and long-term growth enhances portfolio resilience, minimizing risk while maximizing potential returns over time.

Author: Kate Dorsey

April 2, 2025

The Right Time To Upgrade To A Premium Credit Card

In the dance of spending, find your rhythm`s grace; a premium card may unlock rewards, elevating life`s embrace.

Author: Axel Scott

April 2, 2025

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